AI-Powered Family
Expense Tracker
Speak expenses in Urdu, Roman Urdu, or English. Family Kharcha uses AI-style automation to help log spending faster, organize categories, surface insights, and keep the whole household budget in sync.
Launching soon
We're putting the finishing touches on Family Kharcha — be among the first families when we launch.
Smarter expense tracking for the whole family
AI-assisted flows, voice-first logging, and smart spending intelligence wrapped in a simple interface every family member can use.
Family Groups
Create and manage family groups. Add members, set roles, and collaborate on budgets — all in one place.
Budget Allocation
Admins can allocate monthly funds to each family member, giving everyone a clear budget to work with.
AI Voice Expense Logging
Say an expense in Urdu, Roman Urdu, or English and let the app turn it into a clean expense entry.
AI Spending Insights
Spot trends, understand budget usage, and get smarter summaries of where the household money is going.
Smart Categorization
Organize groceries, bills, transport, rent, school, and daily kharcha into clean categories faster.
Role-Based Access
Admins manage budgets and members. Regular members track their own spending. Everyone gets the right view.
Get started in minutes
No financial expertise required. Set up your family, speak or type expenses, and let smart workflows do the heavy lifting.
Create Your Family
Sign up and create a family group. Give it a name, pick your currency, and you're ready to go.
Invite Members
Add family members via email or phone. They get an invite, accept it, and join the family group instantly.
Speak, Track & Allocate
Allocate monthly budgets, use AI-assisted voice capture for expenses, and review smart spending insights together.
AI-assisted flows, built beautifully
A first look at the wallet dashboard, voice expense capture, category breakdown, all-expenses view, and spending intelligence.
AI Voice Expense
Speak Urdu, Roman Urdu, or English
Family Dashboard
Wallet balance at a glance
All Expenses
Search, filters, and categories
AI Spending Insights
Trends and budget intelligence
Wallet Spaces
Personal and family money views
Smart Manual Entry
Fast form with category chips
Category Breakdown
See where every rupee goes
Pricing coming soon
We're designing plans that are fair and simple for families. Prices and tiers will be announced at launch.
Learn more about pricing →AI-powered, but still simple for real households
Family Kharcha helps parents allocate monthly budgets, members track spending with voice or manual entry, and everyone stay aligned through smart insights - without complicated spreadsheets or awkward money conversations.
An AI expense tracker for everyday household budgets
Family Kharcha is built for people searching for an AI budget app that works for the whole family. Instead of managing shared spending in chats or spreadsheets, you can speak expenses, use smart categories, assign budgets, and see AI-style insights into where the money went each month.
For parents
Set monthly limits, allocate funds to family members, and keep household spending organized with smarter signals.
For families in Pakistan
Track rupee-based expenses, household kharcha, groceries, bills, transport, and daily spending by voice or manual entry.
For shared budgets
Bring everyone into one AI-assisted budget tracker so each member can understand their spending.
For monthly reports
Review expense categories, member activity, budget progress, and spending intelligence from one simple dashboard.
Frequently asked questions
AI-powered budgeting, coming soon
Family Kharcha is launching on Android and iOS with voice expense capture, smart categories, and spending intelligence for families.